TERMS AND CONDITIONS OF USE AND MASTER AGREEMENT

Last Updated: October 20 2025

These are the official Terms and Conditions of Use for Alyssa Torres LLC, located at  2525 Arapahoe Ave
Ste E4 #1062 Boulder, CO 80302, herein known and referenced as “Company,” “Our,” “We,” and “Us.”

Our email is [email protected].  “You” and “Your” refers to users of this Company’s website, communications, products, services  and related materials, herein known as “Offering.”

This Master Agreement (“Agreement”) is entered into by and between Alyssa Torres LLC, a Colorado limited liability company located at 2525 Arapahoe Ave Ste E4 #1062, Boulder, CO 80302 (“Company,” “we,” “our,” “us”) and the purchaser or participant (“Client,” “you,” “your”). By purchasing, enrolling in, or accessing any Offering, Client agrees to be legally bound by this Agreement. It is Your responsibility to read these Terms and Conditions of Use carefully prior to purchase, use, or access of any of Our products, including online courses.

1. Purpose and Scope

1.1 This Agreement governs all Company offerings including online programs, memberships, coaching, retreats, workshops, digital courses, community platforms, and related communications (“Offerings”).
1.2 Company may update these Terms at any time by posting a revised version with the new “Last Updated” date. Continued access constitutes acceptance of all updates.
1.3 Client must be at least eighteen (18) years of age and legally competent to contract.

2. Faith-Based Nature of Services

Company’s work is grounded in biblical, Christ-centered principles. All teaching, coaching, and discussion are provided through this spiritual lens and are not intended to replace professional medical, psychological, or legal services.

3. Eligibility and Conduct

3.1 Client agrees to participate with respect toward all facilitators and participants.
3.2 Harassment, defamatory behavior, solicitation, or disruption may result in immediate removal without refund.
3.3 Use of any Offering for illegal, unethical, or defamatory purpose constitutes material breach.

4. Nature of Services and Disclaimer of Professional Advice

4.1 Company provides educational, faith-based mentoring only. We are not acting as medical doctors, psychologists, attorneys, financial advisors, or licensed therapists.
4.2 Client assumes full responsibility for applying information and agrees to seek appropriate professional advice where needed.
4.3 Participation is voluntary; all decisions remain solely the Client’s.

5. Intellectual Property Rights

5.1 All materials, methods, logos, videos, frameworks, handouts, designs, and trademarks are the exclusive property of Company.
5.2 Client receives a limited, revocable, non-transferable, non-exclusive license for personal, non-commercial use only during active enrollment.
5.3 Client may not:

copy, resell, publish, distribute, or modify Company materials;

use any portion of the Offering to create or deliver paid or unpaid programs;

share login credentials or content with third parties.
5.4 Unauthorized use constitutes infringement; Company may seek injunctive relief, damages, and attorneys’ fees.
5.5 All rights not expressly granted are reserved by Company.

6. Client Materials and Testimonials

6.1 Client grants Company a perpetual, worldwide, royalty-free license to use voluntary testimonials, comments, photos, or videos for educational or promotional purposes unless Client revokes permission in writing before publication.
6.2 Client warrants ownership of submitted materials and releases Company from any liability related to their use.

7. Confidentiality and Community Standards

7.1 Company respects the confidentiality of personal information shared in sessions or groups.
7.2 Client agrees to maintain confidentiality regarding information shared by other participants.
7.3 Confidentiality does not extend to information that (a) becomes public, (b) is required by law, or (c) involves imminent harm.

8. Recording Consent (Group & 1:1)

Client acknowledges that group calls, one-to-one sessions, and community gatherings may be audio- or video-recorded for delivery, quality, or educational purposes.
By attending, Client consents to being recorded and grants Company a non-exclusive, royalty-free, perpetual license to store, display, and use such recordings to deliver services to participants and provide replays.
Company will not sell or publicly distribute recordings to any unrelated third party.
Client may request exclusion of identifying details from promotional use, and Company will make reasonable efforts to honor such requests.

9. Technology and Security

9.1 Payments are processed through third-party vendors (Stripe, PayPal, etc.); Company does not store full credit-card data.
9.2 Company employs reasonable efforts to maintain secure platforms but cannot guarantee uninterrupted or error-free operation.
9.3 Client is responsible for safeguarding login credentials and assumes all risk of unauthorized access.

10. Financial Terms and Payment

10.1 By providing payment information, Client authorizes Company to charge the full amount displayed at checkout to the chosen payment method.
10.2 Prices for new purchases may change at any time.
10.3 Sales tax will be applied where required by law.
10.4 If a recurring Offering renews automatically, Client authorizes future charges until cancellation per Section 10.6.
10.5 Minimum Commitment. A three-(3)-month minimum applies to recurring memberships. Payments during this period are non-refundable.
10.6 Cancellation & Refund Policy
All one-time purchases are final and non-refundable. No refunds, partial refunds, or credits will be issued once a purchase is completed. For programs or services offered on a recurring subscription or payment plan, the Client may cancel after the minimum commitment period by emailing the Company at least fourteen (14) days prior to the next billing date. Cancellation applies to future payments only; all prior payments remain non-refundable. 
10.7 Automatic Renewal. Membership renews on a recurring basis until properly canceled.
10.8 Payment Failures and Late Fees. If a payment fails, Company may retry up to three (3) times within fourteen (14) days. Late balances may incur a 1.5 % monthly fee (or maximum allowed by law) plus collection costs and attorney fees.
10.9 Chargebacks. Client agrees to request resolution directly before disputing a charge. If a chargeback occurs, access is revoked and all bonuses or materials are forfeited. Company may present this Agreement as proof to the investigating bank.
10.10 Refund Policy. Due to the digital and experiential nature of Offerings, all payments are final and non-refundable unless otherwise stated in writing.
10.11 Order Refusal. Company may decline or cancel any order at its discretion and refund payments accordingly.
10.12 No Resale. Client may not purchase Offerings for resale, redistribution, or use by others.

11. Revocation of Access

Company may terminate Client’s access for violation of this Agreement, unsafe conduct, or delinquent payment.
Termination does not relieve Client of payment obligations accrued prior to the termination date.

12. Assumption of Risk and No Emergency Services

12.1 Client acknowledges participation may include emotional, physical, or spiritual exercises and assumes all associated risks.
12.2 Offerings are not crisis-intervention or emergency-care services. If in crisis, Client agrees to contact emergency services or a crisis hotline immediately.

13. Spiritual and Educational Disclaimer

13.1 Results vary by individual; Company makes no guarantees of specific outcomes in relationships, health, or finances.
13.2 Offerings are for spiritual education and personal growth; none constitute therapy, diagnosis, or medical treatment.
13.3 Client releases Company from liability for any decisions or outcomes arising from participation.

14. Limitation of Liability

To the fullest extent permitted by law, Company shall not be liable for indirect, consequential, incidental, or special damages—including loss of income, emotional distress, or interruption of business—arising from or related to the Offerings, even if foreseeable.
Company’s total liability shall not exceed the amount Client paid for the specific Offering giving rise to the claim.

15. Indemnification

Client agrees to indemnify and hold harmless Company, its owners, employees, contractors, successors, and assigns from all claims, damages, costs, and expenses (including attorney fees) arising from Client’s use of any Offering, violation of this Agreement, or infringement of third-party rights.

16. Dispute Resolution and Arbitration

16.1 Parties agree first to attempt in good faith to resolve disputes by direct discussion or mediation.
16.2 If unresolved, any controversy shall be settled by binding arbitration in Boulder County, Colorado, before a single arbitrator under the rules of the American Arbitration Association.
16.3 Judgment on the award may be entered in any court of competent jurisdiction.
16.4 Class Action and Jury Trial Waiver. Each party waives the right to a jury trial and to participate in any class, collective, or representative action.

17. Non-Disparagement and Public Conduct

Client agrees not to make false, misleading, or disparaging statements about Company, its personnel, or participants.
Violation may result in immediate termination of access and pursuit of civil remedies.

18. E-Sign and Electronic Communications Consent

Client consents to receive all contracts, disclosures, and notices electronically via email or website posting.
Clicking “I Agree,” submitting payment, or continuing access constitutes a legally binding electronic signature.

19. DMCA Notice of Copyright Infringement

If you believe your work has been copied in a way that constitutes infringement, send a notice to our DMCA Agent at [email protected] including:
(a) your signature; (b) identification of the copyrighted work; (c) identification of the infringing material; (d) contact information; (e) a good-faith statement of unauthorized use; and (f) a statement under penalty of perjury that you are authorized to act on behalf of the owner.

20. Miscellaneous Provisions

20.1 Relationship of the Parties. Nothing herein creates a partnership, joint venture, or employment relationship.
20.2 Force Majeure. Company shall not be liable for delays caused by events beyond its reasonable control, including acts of God, internet outages, or government restrictions.
20.3 Survival. Sections concerning intellectual property, payments, limitation of liability, indemnification, confidentiality, and dispute resolution survive termination.
20.4 Entire Agreement. This document constitutes the entire agreement between Client and Company and supersedes all prior understandings.
20.5 Severability. If any provision is found invalid, the remainder remains in effect.
20.6 Governing Law and Venue. This Agreement shall be governed by the laws of the State of Colorado, and venue shall lie exclusively in Boulder County.
20.7 All Rights Reserved. All rights not expressly granted herein remain the property of Company.

Acknowledgment and Consent

By purchasing, enrolling in, or accessing any Offering, Client affirms that they have read, understood, and voluntarily agreed to this Agreement and all related policies.